Why is Ill-Health Retirement so common
Retirement is a time that some people look forward to and others almost dread, in case they have to take an ill-health retirement plan. One thing is certain, though, retirement is a time of life
that produces many changes – and some of them you might not expect. What do you do if your long term partner leaves you or worse still dies?
that produces many changes – and some of them you might not expect. What do you do if your long term partner leaves you or worse still dies?Why is it that so many wait until retirement age before they plan to enjoy themselves, the risk of ill-health retirement is a real problem, not only because of the potential for infection, but also because it’s difficult to deal with the changes which happen when you retire. The development of mental health problems in retirement is a significant issue and must be dealt with in advance to avoid them.
For example, John Mosedale, author of “The First Year, A Retirement Journal” points out that not having a job any longer can mean a loss of self-esteem and a lessened sense of worth – especially for people whose whole identities have been wrapped up in their work, for many, many years. Mosedale says it’s important to figure out who you really are before you retire, and I certainly agree. I also believe it’s important to realise that you have significanlty more worth in society than what you do at work, no matter how absorbing and interesting your job may be.
If you want to be a well-rounded person and really enjoy your retirement when it rolls around, now is the time to cultivate interests, new relationships, hobbies and even passions that you can expand and explore more deeply later on. Keeping busy, setting and achieving meaningful goals, maintaining good health and financial security, and feeling that you have a purpose in life are keys to a fulfilling retirement.
These things won’t happen by magic when you turn 65 or 70, you need to plan for them and start much earlier. Think about what sort of retirement you would like to have? Can you see yourself at age 70 and beyond? What are you doing? Where are you doing it? And what can you do right now to make sure this vision of your future becomes a reality?
Do you have a partner to spend your time with, do you need to find sexual fulfilment? Many people continue with an active sex life well into their retirement.
Don’t wait for an ill-health retirement act now, sign up for the lighthouse marketing program on the right to gain financial independence so that you can enjoy your retirement the way you have dreamed of. Then find yourself a new love too.
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